Loan NZ

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$300 $2000
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments.

The important stuff – what you can expect to pay.

This is an estimate only, your lender may offer you different loan terms.

How much do personal loans cost?

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

You’ll pay a 4 - 12% monthly fee.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an AIR) %.

Terms

16
weeks minumum
50
weeks maximum

Example:

Say you need $1,900. If you choose to repay the amount over 52 weeks. Your repayments would include your principle amount (the amount you need – $1,900) and your monthly fees (4-12%) and divide it into 26 fortnightly payments. So, it’ll look something like this:

$1,900 + $1,388.22 = $3,288.22 / 26 = $126.47 per fortnight

Need more information? We're here to help.

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Warning

Quick cash loans are not for everyone. The information provided does not constitute financial advice, and should not be deemed as a suggestion that you choose the loans offered to you after you've applied. The application will provide you with a no-obligations offer of finance, but we cannot establish if what you're offered is suitable for your needs.

Make sure your credit provider does a proper assessment to make sure that you can afford the finance you're offered and that you can afford to comfortable make your repayments.

Remember, loan providers will charge a penalty or dishonour fee if you miss a payment or don't have enough cash in your account for your direct debit. This would result in you paying back more than necessary.